How to Avoid Income Tax? :
There are some legally approved ways by which you can avoid or minimize the Income Tax. Check the below link for details: http://www.techdoubts.com/2011/income-tax-exemption-claims-limitindia/
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income tax excemption
Maximum HRA Tax Exception :
There are certain rules and correlations between HRA and the claim for income tax excemption. Check the below link for details. http://www.techdoubts.com/2011/hra-tax-exemption-rules-in-india/